Opinion: Using Bhutan’s housing system to help people get on the property ladder

Have you heard of Bhutan? It's a kingdom and country in the Himalayas, in between China and India. The country is famed for measuring its national growth using the Index of Happiness instead of the GDP (Gross Domestic Product). It's also a country with one of the most interesting housing system I have encountered through... Continue Reading →

Property investment tip 29: 13 lessons learnt from buying property abroad

When a housing market becomes over-priced and too competitive, like Sydney and parts of London, you should consider looking for new property investment opportunities in other countries. Buying property abroad is a big step - which most people will never take. The lack of confidence and knowledge prevents many people from investing overseas. But confidence... Continue Reading →

Property investment tip 28: Can you get a mortgage if you have no credit score

Every lender will check your credit score as part of the mortgage application process. No lender will skip your credit check, so make sure your credit history is in good order before applying for any loan. Your credit score is a 'percentage' the lender assigns to you, which identifies you as either a 'high risk... Continue Reading →

Property investment tip 27: How to manage your cash flow so your house does not get repossessed

Managing your cash flow is one of the most important things you need to do as a landlord and a property investor. Failure to do so could mean that, one day, your lender might repossess your property. Good cash flow is having enough money – either from your rental income, or your salary, or your... Continue Reading →

Property investment tip 26: Should you wait for the property bubble to burst before buying a house?

Growing up, I was told by most of my friends and family that it's best to wait for the property market or property bubble to burst before buying a property. This way, you get the best property prices. Admittedly, I disagree with this belief. Though it's important to be informed about the economy and the... Continue Reading →

Property investment tip 25: How do you qualify for the lowest interest rates as an expat?

'Interest’ is what the lender charges you for your loan. For example, if you borrow £90,000 for a house, the interest is calculated daily or monthly on this amount. The exact interest rate is determined by the lender. How do you find the best interest rates as an expat It’s easy to find a list... Continue Reading →

Property investment tip 24: How to find the right tenants for your property

Making consistent, long-term rental income as a property investor is dependent on you selecting the right tenant from the onset. Many landlords believe that good tenants should have a stable income and a character similar to themselves. But the reality is, your property may not always attract such tenants. The type of people interested in... Continue Reading →

Property investment tip 23: Do you really need a letting agent or property manager to look after your property, or can you do it yourself?

Letting agents and property managers can help you manage your property when you don't have the time, skill or desire to do it yourself - all for a management fee. But are their services really worth it? It depends. Two of my investment properties are managed by letting agents, whilst my husband and I look... Continue Reading →

Property investment tip 22: Should your rental property be furnished or unfurnished? Key lessons learnt

When you purchase a new investment property, it's tempting to over-renovate and buy new furniture to attract the best tenants. But is having a furnished property the best investment plan? Does furnishing your property make you more money? Only our first investment rental property was furnished to attract higher paying tenants. This worked for the... Continue Reading →

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